Rates & Insurance

What is your rate?

I charge $245 for an online 45 minute weekly individual psychotherapy session. The one time cost for the initial 60 minute online intake session is $275. Prior to the initial intake session, we will schedule a time for a brief, 15 minute phone consultation. During that phone conversation, I am available to answer any questions you might have about my practice and to schedule a time for the intake session if you decide that you would like to move forward with treatment. Please note that there is no charge for the initial 15 minute phone consultation.

Do you offer a reduced rate?

I do offer a somewhat reduced rate per session for women who elect twice weekly psychotherapy appointments. Please feel free to inquire about this during our initial phone consultation if this is something that is of interest to you.

What forms of payment do you accept?

I accept online payment through the Simple Practice therapy platform by credit card or debit card.

"I offer treatment tailored to your unique needs."

Lisa Goldfine Ph.d.

Do you accept insurance?

I am affiliated with Mt. Sinai as a provider under the United Health Care MSHS Top Tier Network (for Mt. Sinai Hospital employees only). Please note that if you your policy requires pre-authorization to receive services, this is your responsibility and needs to be handled prior to your first visit.

I am out-of-network with all other insurance companies. If you have health insurance you may be eligible to receive out-of-network benefits. All insurance companies have universally elected to cover teletherapy (i.e., online) services for the duration of the COVID-19 pandemic and I can help you with the required paperwork to help you attain reimbursement from your insurance provider. Please note, however, that you will be responsible for seeking that reimbursement and that you will be expected to pay in full at the time of services rendered.

I recommend contacting your insurance provider before our first appointment to have a clear understanding of your eligibility and mental health (a.k.a. “behavioral health”) benefits, and to regularly monitor any changes to your coverage in order to prevent any billing-related surprises later on. As your therapist, I am interested and invested in all aspects of your health, including your financial health.

How do I find out if I am entitled to out-of-network benefits through my insurance carrier? What questions do I ask?

I am out of network with all insurance companies (with the exception of the United Health Care MSHS Top Tier Network for Mt. Sinai Hospital employees only). If you have out-of-network behavioral health benefits, services will often be partially covered by your health insurance. Usually, after you meet your deductible, your insurance provider will reimburse a percentage of a rate determined by them to be reasonable. Most insurance providers cover 60% to 80% of that reasonable rate. That rate might be similar to, or different than, my fee, and so I recommend that you check your out-of-network plan for the exact coverage.
To check your out-of-network benefits, you will need to call the number on the front or the back of your insurance card (member services) and ask them the following questions:

What are my out-of-network behavioral health benefits for an office visit? Does that differ if it is in-person or telehealth?What is my out-of-network deductible, and has it been met? When does it restart?
What is a reasonable rate for billing code 90791 (the initial consult)?
What is a reasonable rate for billing code 90834? (a 45-minute session)?
What is a reasonable rate for billing code 90837 (a 55-60 minute session)?

They will tell you the percentage of the reasonable rate they reimburse. If you find you still have payment or insurance related questions after speaking to your insurance carrier, feel free to reach out to me and I will do my best to help you get answers.

Good Faith Estimate for your care: Under the law (§ 2799B-6 of the Public Health Service Act) health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have a right to receive a Good Faith Estimate for the total expected cost of any non-emergency services. You can ask me for a Good Faith Estimate in writing before you schedule a service. Make sure to save a copy of your Good Faith Estimate. For more information visit www.cms.gov/nosurprises.

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